Click on a name below and watch video testimonials from real students who found themselves in a credit nightmare.


ALISON – MAXED OUT
"I think I first maxed out my credit card right when I got back from Israel."


PETER - MAIL OFFERS
"Well I’ve been receiving credit card offers in the mail for quite a time and I ignored them."

"I needed the money, they’re offering it to me, if I’m smart enough I should be able to handle it."


MATT - STORE CREDIT CARDS
"I got my first credit card from a bath tub store."


REBECCA - RAISING RATES
"I broke down and I got a credit card."

"At first I had a very low limit, of course as I paid off what I’d spent on it, they raised my limit."

"About every three months they raised my limit until it was about ten thousand dollars."